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HomeChaptersChapter 8: Digital Financial Tools & Banking
Chapter 8 of 10 (Official CCC Syllabus)2h Theory + 4h Practical

Chapter 8: Digital Financial Tools & Banking

डिजिटल वित्तीय उपकरण और बैंकिंग

Practice high-yield questions on UPI, AEPS, net banking, and OTP safety. | UPI, AEPS, नेट बैंकिंग और OTP सुरक्षा पर उच्च-अंक वाले प्रश्नों का अभ्यास करें।

Practice Chapter 8 Online Test (100 Qs)Full Mock TestsFull Syllabus PDF

Key Topics & Learning Objectives

Topics covered under Chapter 8 as per the official NIELIT Revision 4 curriculum:

Topics in English

  • Why Digital Payments? Benefits and Precautions
  • Digital Financial Tools: OTP (One Time Password), PIN, and QR Codes
  • UPI (Unified Payments Interface) & Popular UPI Apps (BHIM, Google Pay, PhonePe, Paytm)
  • AEPS (Aadhaar Enabled Payment System) & Micro-ATMs
  • USSD (*99#) Banking without Internet
  • Cards: Debit Cards, Credit Cards, Prepaid Cards, and RuPay Scheme
  • e-Wallets (Prepaid Payment Instruments)
  • PoS (Point of Sale) Terminals: Traditional, Mobile PoS, Soft PoS
  • Internet Banking: NEFT, RTGS, IMPS, and Electronic Fund Transfers
  • Government Financial Schemes: PMJDY, PMJJBY, PMSBY, Atal Pension Yojana (APY)

मुख्य विषय (हिंदी में)

  • डिजिटल भुगतान के लाभ एवं सावधानियां
  • डिजिटल वित्तीय उपकरण: OTP (वन टाइम पासवर्ड), PIN और QR कोड
  • UPI (यूनिफाइड पेमेंट्स इंटरफेस) एवं लोकप्रिय UPI ऐप्स (BHIM, Google Pay, PhonePe, Paytm)
  • AEPS (आधार इनेबल्ड पेमेंट सिस्टम) एवं माइक्रो-एटीएम
  • USSD (*99#) बिना इंटरनेट मोबाइल बैंकिंग
  • कार्ड्स: डेबिट कार्ड, क्रेडिट कार्ड, प्रीपेड कार्ड और RuPay कार्ड
  • ई-वॉलेट्स (Prepaid Payment Instruments)
  • PoS (पॉइंट ऑफ सेल) टर्मिनल्स: ट्रेडिशनल, मोबाइल PoS, सॉफ्ट PoS
  • इंटरनेट बैंकिंग: NEFT, RTGS, IMPS और इलेक्ट्रॉनिक फंड ट्रांसफर
  • सरकारी वित्तीय योजनाएं: PMJDY (जन धन योजना), PMJJBY, PMSBY, अटल पेंशन योजना (APY)
Chapter-Wise Online Assessment

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Official Syllabus Reference: This chapter guide is aligned with the Course on Computer Concepts (CCC) Revision 4 blueprint published by the National Institute of Electronics and Information Technology (NIELIT), an autonomous scientific society under the Ministry of Electronics and Information Technology (MeitY), Government of India.

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